Wallet Transfer Timelines (Manual and Automatic)
Funds in your LiquidTrust Wallet can be transferred out to your external bank either manually or automatically.
Timelines depend on the time of day the request is processed, the transfer method (ACH, wire, or FX), and whether the transfer is domestic or international.
Note: LiquidTrust processes transfers only on business days. Weekends and banking holidays are excluded.
Manual Transfers (Withdrawals)
Manual Transfers Out (Withdrawals) from your Wallet are processed once per business day at 11 AM PT.
Requests made before 11 AM are processed the same day; those made after are processed the next business day.
| Transfer Type | Processing Time (PT) | Funds Typically Arrive | Notes |
|---|---|---|---|
| ACH (U.S. domestic) | 11 AM daily | Same business day | Requests after 11 AM processed next business day |
| USD Wire | 11 AM daily | 1–2 business days | Delivery may vary by receiving bank |
| FX (foreign currency) | 11 AM daily | 1–2 business days | Timing depends on receiving country’s |
Example:
A transfer requested at 8 AM PT on Monday will process at 11 AM PT Tuesday.
A transfer requested at 4 PM PT on Monday will process at 11 AM PT Tuesday.
Automatic Transfers (Auto-Withdrawal)
If you’ve enabled Auto-Withdrawal, the system automatically transfers funds once your Wallet balance reaches the minimum threshold.
| Schedule | Details | |
|---|---|---|
| Daily check time | 2 AM PT | Transfers triggered once minimum balance is met |
| Minimum balance | $250 USD | Below this, no transfer occurs |
| Transfer arrival | 1–2 business days | Same timeline as manual transfers |
Example:
If your Wallet reaches $300 on Monday at 11 PM PT, Auto-Withdrawal will initiate at 2 AM PT Tuesday, and funds will typically arrive by Wednesday.
Important Notes
- Processing Schedule: Transfers requested after 11 AM PT or on non-business days will process at 11 AM PT on the next business day.
- Failed Transfers: If a transfer fails for any reason, Auto-Withdrawal will pause automatically and you’ll receive an email notification.
- Monitoring Transfers: You can track your transfer status anytime in your Wallet’s Transfer History section.
Why This Matters
Knowing when Wallet transfers are processed helps you manage cash flow and plan around banking schedules.
By setting up Auto-Withdrawal or scheduling manual transfers before 11 AM PT, you can receive funds as quickly as possible.