Banking Holidays
U.S. Banking Holidays in 2025: What You Need to Know
To help you plan your transactions and manage your finances effectively, here is a list of the observed U.S. banking holidays for 2025. Please note that banks and financial institutions, including the Federal Reserve, typically close on these days. This means that payments and transfers may be delayed until the next business day.
U.S. Banking Holidays - 2025
| Holiday | Date | Day of Week |
|---|---|---|
| New Year's Day | January 1 | Wednesday |
| Martin Luther King, Jr. Day | January 20 | Monday |
| Washington's Birthday (Presidents' Day) | February 17 | Monday |
| Memorial Day | May 26 | Monday |
| Juneteenth National Independence Day | June 19 | Thursday |
| Independence Day | July 4 | Friday |
| Labor Day | September 1 | Monday |
| Columbus Day | October 13 | Monday |
| Veterans Day | November 11 | Tuesday |
| Thanksgiving Day | November 27 | Thursday |
| Christmas Day | December 25 | Thursday |
Important Notes:
- Payment Processing: If you initiate a payment or withdrawal on a banking holiday, it will typically begin processing on the next business day. Please plan your transactions accordingly to avoid delays.
- Weekend Observance: If a holiday falls on a Saturday or Sunday, it is generally observed on the preceding Friday or the following Monday. The dates listed above reflect the observed banking holiday.
- Individual Bank Schedules: While this list covers federal holidays observed by most financial institutions, some banks may observe additional local holidays or have different operating hours. Always check with your specific bank for their detailed holiday schedule if you have concerns.
- Platform Availability: Our platform will remain accessible on banking holidays, but please be aware of the impact on payment processing as noted above.