Required Documents for Onboarding
To gain full access to LiquidTrust's global payment services, you must complete the mandatory identity verification process, which includes verifying your personal identity (Know Your Customer or KYC) and your business identity (Know Your Business or KYB).
This compliance is mandatory to secure your account and meet global financial regulations. The specific documents you need to upload will depend on your business's legal structure (e.g., Sole Proprietorship, Corporation).
Phase 1: Documents for Personal Identity Verification (KYC)
This step verifies the identity of the individual opening the account, as well as the directors and Ultimate Beneficial Owners (UBOs) who own 25% or more of the company.
| Document Type | Examples | Purpose |
| Government-Issued Photo ID | Passport, Driver's License, National ID Card. | Verifies your legal name, nationality, and date of birth. |
| Real-Time Photograph | A selfie taken during onboarding using your camera. | Verifies your photo ID is authentic and current (liveness check). |
| Proof of Address | Utility bill, bank statement, or official government letter (dated within the last 3-6 months). | Confirms your current residential address. |
Phase 2: Documents for Business Identity Verification (KYB)
This step verifies the legal existence and structure of your company. The required documents will be tailored to your business type.
| Document Category | Document Examples | Purpose |
| Legal Existence | Business Registration Certificate, Articles of Incorporation/Organization, Company Charter. | Confirms your company's legal name and date of establishment. |
| Tax Identification | Employer Identification Number (EIN in the US) or local Tax ID Number. | Confirms tax compliance for the business entity. |
| Business Address | Utility bill, lease agreement, or bank statement for the company (dated within the last 3-6 months). | Confirms the legal operating address. |
| Ownership Structure | List of shareholders/directors, company organigram, or ownership declaration. | Confirms who owns and controls the business (required for UBO checks). |
Document Requirements by Business Type
While the core documents are generally required, the specific set needed is determined by your legal structure and jurisdiction:
- Sole Proprietorship / Freelancer: Verification focuses heavily on the individual's KYC documents plus any necessary business registration documents required by your region.
- Corporation (LLC, Inc., Ltd.): Requires core KYB documents such as Articles of Incorporation or Organization, and full ownership structure documents. Identification must be provided for all directors and Beneficial Owners who own 25% or more of the company.
- International Business: Documents must be submitted according to the regulations of the company's jurisdiction.
Why This Matters
We perform these KYC/KYB checks to comply with global Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations. This mandatory step secures your account and protects LiquidTrust and all users from financial crime, ensuring a safe platform for every global transaction.
Tips and Notes
- Expedite the Process: To avoid delays, ensure all submitted documents are clear, legible, current, and exactly match the information you entered in your profile.
- Ultimate Beneficial Owners (UBOs): If any individual owns 25% or more of your company, they must also pass the full KYC identity verification check.