How Exchange Rates Are Determined
When you make or receive payments in a foreign currency, the exchange rate shown in LiquidTrust reflects the real cost of currency conversion through our network of banking and payment partners.
You may notice this rate differs slightly from the “mid-market” rate you see on sites like Google or Reuters — and that’s normal.
Our goal is to give you a transparent, competitive rate that represents the true cost of conversion, not a theoretical one.
Why LiquidTrust’s Exchange Rate Is Different
LiquidTrust’s rates are based on actual market conditions and conversion costs — not a static public benchmark.
Here’s what affects the rate you see:
Real-World Costs
Converting currencies involves operational costs, banking fees, and risk management.
LiquidTrust’s rate reflects these real expenses to provide a secure, reliable conversion experience.
Market Realities
The mid-market rate is a reference, not a transactional rate.
All financial institutions apply a small margin to cover their costs when facilitating real exchanges.
Competitive Pricing
We work closely with our global partners to ensure that the rates offered through LiquidTrust remain highly competitive with banks and other payment providers.
Daily Updates
Exchange rates are refreshed once daily to reflect current market conditions.
You’ll always see the most recent available rate when confirming your transaction.
Why This Matters
Understanding exchange rates helps you make informed choices when deciding how to send or receive payments globally.
LiquidTrust ensures that every conversion rate you see is accurate, up to date, and fully transparent, so you can plan confidently for your international business transactions.
Tips and Notes
- Market exchange rates may fluctuate throughout the day, but the rate on LiquidTrust is updated once daily and clearly marked on your Wallet. The amount you see when you click Withdraw is what you'll receive.
- Local currency payouts help avoid intermediary USD fees and provide better predictability.